Who We Serve
our clients
Individuals
We specialize in catering to Entrepreneurs, Executives, Partners, and Crypto Natives. Understanding that each individual has a unique financial path, we offer personalized guidance and strategies to navigate the complexities of personal wealth management.
Institutions
We specialize in catering to Entrepreneurs, Executives, Partners, and Crypto Natives. Understanding that each individual has a unique financial path, we offer personalized guidance and strategies to navigate the complexities of personal wealth management.
Family Offices
The world of family offices is not just about managing wealth; it's about preserving a legacy. At Lumida, we offer tailored solutions that not only focus on wealth growth but also on sustaining and passing core ideals and values of your family through generations.
Every Financial Story is Valued
At Lumida, your financial aspirations are our priority. We are committed to understanding and catering to the distinct needs of our diverse clientele. Our approach is not just about managing assets; it's about forging lasting partnerships and crafting success stories.
FOUNDERS
Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.
Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.
Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation
