What We Do
Innovative, Holistic, Personalized
We’re more than wealth managers; we’re partners in your journey towards a prosperous and fulfilling future.
Portfolio Overview
Investment Management & Advisory Services
We adopt an Endowment-Style Approach for investment management, focusing on long-term growth through diversified asset classes.
Our investment framework is dedicated to protecting, maintaining, and enhancing your lifestyle.
Wealth & Health
We believe that true wealth encompasses both financial prosperity and personal well-being.
With bespoke estate planning and empathetic guidance through life’s challenges, Lumida is committed to ensuring that your legacy is not only preserved but also enjoyed in the best of health and passed on in the same spirit.
Modern Stewardship for Next-Gen Affluent
We handle everything from investment and estate planning to healthcare and philanthropic strategies.
Our services are tailored to the needs of the modern family, encompassing K-1 collection, document execution, cash management, and tax and estate coordination. We focus on value creation at every step, ensuring the integrity and growth of your estate.
FOUNDERS
Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.
Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.