Objective: Minimize downside risks to safeguard your current lifestyle.
Risk Type: Situational risks that can impact your immediate financial stability.
Assets: Cash, home, human capital, & insurance to provide a safety net.
Objective: Achieve a balance between risk and return to sustain your lifestyle.
Risk Type: Market risks that can influence your broader financial portfolio.
Assets: A diversified portfolio of stocks, bonds, & funds to ensure steady growth.
Objective: Seek opportunities with high upside potential to elevate your lifestyle.
Risk Type: Binary risks that can result in significant gains or losses.
Assets: High-reward assets like venture capital, cryptocurrencies, and other alternative investments.