Wealth & Health
Our philosophy transcends traditional wealth management, embracing a holistic approach that prioritizes both your wealth and your health.
Your legacy is a testament to your life's journey, values, and vision.
At Lumida, we honor that legacy by building and implementing strategies to preserve, protect, and pass on your legacy.
We also help build and lead a team to manage your health and longevity.
With Lumida, it's not just about living longer; it's about living better.
Estate planning with Lumida is a deeply personal journey, one that goes beyond assets to aspirations.
Partnering with leading estate attorneys, we tailor strategies that align with your unique vision, helping preserve and protect your legacy.
Life is a tapestry of evolving moments, and Lumida ensures that your estate plans are as dynamic as your life.
Challenges are part of life and with Lumida, you're never alone.
We navigate the intricacies of estate management with precision and empathy.
When life's inevitable challenges arrive, we're here, with financial guidance as well as resources and recommendations to navigate the uncertainty.
WHY LUMIDA
In a world where the traditional 60/40 portfolio no longer suffices, Lumida stands as a beacon for those seeking more.
WHO WE ARE
Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.
Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.
Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation
