How We Do It
Yield Strategies: Balancing Income and Growth
Our Yield Strategies focus on generating consistent income through diversified portfolios, including high-yield bonds, dividend-rich stocks, and REITs. This approach aims for long-term growth and risk reduction, ideal for those seeking stable returns.
Digital Assets Strategies
In the rapidly evolving world of finance, digital assets stand out as a transformative force.
We recognize the immense potential of blockchain and cryptocurrencies and navigate their volatility and regulatory landscapes with finesse. Our strategies are designed to harness the high-growth potential of these assets while managing inherent risks.
Direct Indexing & Tax Loss Harvesting
In the rapidly evolving world of finance, digital assets stand out as a transformative force.
We recognize the immense potential of blockchain and cryptocurrencies and navigate their volatility and regulatory landscapes with finesse. Our strategies are designed to harness the high-growth potential of these assets while managing inherent risks.
Manager Strategies
Our Manager Strategies provide personalized advisory services and access to unique investment opportunities. Whether it’s replicating successful hedge fund strategies or exploring alternative investments, Lumida specializes in curating long-term, diversified investment mandates.
FOUNDERS
Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.
Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.