We are a digitally native, independent investment advisor specializing in alternative investments and digital assets.
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Our circle of excellence is the intersection of finance and technology. We bring decades of direct operating and investing experience across private funds, hedge funds, and banks.
We have a deep understanding of both the traditional financial world and the innovative technologies that are shaping the future of investing.
Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.
Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.
Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation
OUR
CORE VALUES
We apply a dialectic approach to critical reasoning to guard against self-deception and biases. We test and challenge our hypotheses on an on-going basis. We hold ourselves accountable while embracing humility.
We grow by helping everyone else around us grow. Our community is who we are, and the community that we are a part of will always be one of our utmost priorities.
Our clients interests are at the center of every decision we make. Our service culture ensures that we take care of our client's investments as if they were ours.
We apply a dialectic approach to critical reasoning to guard against self-deception and biases. We test and challenge our hypotheses on an on-going basis. We hold ourselves accountable while embracing humility.
We can’t control the future. But we can control how we approach it. Process, methodology, long-term thinking, and control will generate better outcomes than anything else.
We grow by helping everyone else around us grow. Our community is who we are, and the community that we are a part of will always be one of our utmost priorities.