We are a digitally native, independent investment advisor specializing in alternative investments and digital assets.

Small Tree

...built by a team of crypto-native investment professionals.

Our circle of excellence is the interesection of finance and technology. We bring decades of direct operating and investing experience across private funds, hedge funds, and banks.

We have a deep understanding of both the traditional financial world and the innovative technologies that are shaping the future of investing.

Ram Ahluwalia Headshot
Ram Ahluwalia
CEO, Co-CIO, Co-Founder

Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.

Peter Loukas Headshot
Peter Loukas
General Manager, Co-CIO, Co-Founder

Pete is the Co-CIO and General Manager of Wealth, overseeing all activities in the Digital Assets Group and Alternative Investments Group, including investment research, portfolio management, and client advisory and engagement. Pete has 12+ years of operating and investment experience, including roles at Lev Capital, Theorem Partners, Cambridge Associates, and Laurel Road. Pete is a CFA Charterholder and CAIA Charterholder, and earned his BA in International Political Economy from Fordham University.

Jonathan Espinosa Headshot
Jonathan Espinosa
Director of Wealth

Jonathan is the Director of Wealth within the Digital Assets Group, where he is responsible for the development and implementation of digital asset investment strategies for HNW and institutional clients. Jonathan has 15+ years of operating and investment experience, including as the co-founder of boutique investment advisor Veracity Capital, Director of Private Client at BlockFi, and an investment advisor at Goldman Sachs, Merrill Lynch, and WE Family Offices ($15B international multi-family office). Jonathan earned his BA in Finance from University of Miami.

Dimitri Roumeliotis Headshot
Dimitri Roumeliotis
Relationship Manager

Dimitri is a Relationship Manager at Lumida where he is responsible for the development and servicing of HNW and institutional clients and their digital asset portfolios. Dimitri has 8 years of crypto native and financial services experience as a senior Institutional Salesperson at Anchorage Digital and a Vice President in Equities at Deutsche Bank. Dimitri earned his BSBA in Finance and International Business from Georgetown University where he rowed Division I Crew.

Justin Guilder Headshot
Justin Guilder
COO, CLO, Co-Founder

Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.

Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Arthur Levitt
Arthur Levitt

Former SEC Chairman

Social Leverage
Social Leverage

Howard Linzdon, Founder and Managing Partner

Ryan Selkis
Ryan Selkis

Founder & CEO, Messari

6th Man Ventures
6th Man Ventures

Mike Dudas, Founder and General Partner

Gokul Rajaram
Gokul Rajaram

Board Member, Coinbase

Fenway Summer Ventures
Fenway Summer Ventures

Raj Date, Founder and Former Dep. Director of the CFPB

Red Beard Ventures
Red Beard Ventures

Drew Austin, Founder and General Partner

Marshall Lux
Marshall Lux

Advisor/Fellow at BCG, McKinsey, Harvard

Henry Pinnell
Henry Pinnell

SMD of Tech Investment Banking, SVB

Social Leverage
Social Leverage

Matt Ober, General Partner and Member of Lumida's Board of Directors

Dev Gopalan
Dev Gopalan

Head of Private Credit, Sagard (former Head of US Private Credit, KKR)

Neal Berger
Neal Berger

Founder, Eagle's View Capital Management

Hany Rashwan
Hany Rashwan

Founder & CEO, 21 Shares

OUR
CORE VALUES

II. Integrity of Thought and Action

We apply a dialectic approach to critical reasoning to guard against self-deception and biases. We test and challenge our hypotheses on an on-going basis. We hold ourselves accountable while embracing humility.

IV. Service to Others

We grow by helping everyone else around us grow. Our community is who we are, and the community that we are a part of will always be one of our utmost priorities.

I. Client Focus

Our clients interests are at the center of every decision we make. Our service culture ensures that we take care of our client's investments as if they were ours.

II. Integrity of Thought and Action

We apply a dialectic approach to critical reasoning to guard against self-deception and biases. We test and challenge our hypotheses on an on-going basis. We hold ourselves accountable while embracing humility.

III. Journey Over Destination

We can’t control the future. But we can control how we approach it. Process, methodology, long-term thinking, and control will generate better outcomes than anything else.

IV. Service to Others

We grow by helping everyone else around us grow. Our community is who we are, and the community that we are a part of will always be one of our utmost priorities.

Join us on our mission