What We Do

At Lumida, we offer a blend of forward-thinking financial services designed to enrich both your wealth and well-being. Our approach combines cutting-edge investment strategies with a deep understanding of the unique needs of affluent individuals and families.
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Innovative, Holistic, Personalized

We’re more than wealth managers; we’re partners in your journey towards a prosperous and fulfilling future. 

Portfolio Overview

Investment Management & Advisory Services

We adopt an Endowment-Style Approach for investment management, focusing on long-term growth through diversified asset classes.

Our investment framework is dedicated to protecting, maintaining, and enhancing your lifestyle.

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Wealth & Health

We believe that true wealth encompasses both financial prosperity and personal well-being.

With bespoke estate planning and empathetic guidance through life’s challenges, Lumida is committed to ensuring that your legacy is not only preserved but also enjoyed in the best of health and passed on in the same spirit.

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Modern Stewardship for Next-Gen Affluent

We handle everything from investment and estate planning to healthcare and philanthropic strategies.

Our services are tailored to the needs of the modern family, encompassing K-1 collection, document execution, cash management, and tax and estate coordination. We focus on value creation at every step, ensuring the integrity and growth of your estate.

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Join us in this journey, where your financial goals and personal aspirations meet our expertise and commitment.
we redefine wealth management to a more fulfilled and well-rounded future

FOUNDERS

Ram Ahluwalia Headshot
Ram Ahluwalia
CEO, Co-CIO, Co-Founder

Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.

Peter Loukas Headshot
Peter Loukas
General Manager, Co-CIO, Co-Founder

Pete is the Co-CIO and General Manager of Wealth, overseeing all activities in the Digital Assets Group and Alternative Investments Group, including investment research, portfolio management, and client advisory and engagement. Pete has 12+ years of operating and investment experience, including roles at Lev Capital, Theorem Partners, Cambridge Associates, and Laurel Road. Pete is a CFA Charterholder and CAIA Charterholder, and earned his BA in International Political Economy from Fordham University.

Jonathan Espinosa Headshot
Jonathan Espinosa
Director of Wealth

Jonathan is the Director of Wealth within the Digital Assets Group, where he is responsible for the development and implementation of digital asset investment strategies for HNW and institutional clients. Jonathan has 15+ years of operating and investment experience, including as the co-founder of boutique investment advisor Veracity Capital, Director of Private Client at BlockFi, and an investment advisor at Goldman Sachs, Merrill Lynch, and WE Family Offices ($15B international multi-family office). Jonathan earned his BA in Finance from University of Miami.

Dimitri Roumeliotis Headshot
Dimitri Roumeliotis
Relationship Manager

Dimitri is a Relationship Manager at Lumida where he is responsible for the development and servicing of HNW and institutional clients and their digital asset portfolios. Dimitri has 8 years of crypto native and financial services experience as a senior Institutional Salesperson at Anchorage Digital and a Vice President in Equities at Deutsche Bank. Dimitri earned his BSBA in Finance and International Business from Georgetown University where he rowed Division I Crew.

Justin Guilder Headshot
Justin Guilder
COO, CLO, Co-Founder

Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.

Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Arthur Levitt
Arthur Levitt

Former SEC Chairman

Social Leverage
Social Leverage

Howard Linzdon, Founder and Managing Partner

Ryan Selkis
Ryan Selkis

Founder & CEO, Messari

6th Man Ventures
6th Man Ventures

Mike Dudas, Founder and General Partner

Gokul Rajaram
Gokul Rajaram

Board Member, Coinbase

Fenway Summer Ventures
Fenway Summer Ventures

Raj Date, Founder and Former Dep. Director of the CFPB

Red Beard Ventures
Red Beard Ventures

Drew Austin, Founder and General Partner

Marshall Lux
Marshall Lux

Advisor/Fellow at BCG, McKinsey, Harvard

Henry Pinnell
Henry Pinnell

SMD of Tech Investment Banking, SVB

Social Leverage
Social Leverage

Matt Ober, General Partner and Member of Lumida's Board of Directors

Dev Gopalan
Dev Gopalan

Head of Private Credit, Sagard (former Head of US Private Credit, KKR)

Neal Berger
Neal Berger

Founder, Eagle's View Capital Management

Hany Rashwan
Hany Rashwan

Founder & CEO, 21 Shares